Recent information from the Federal Trade Commission – April 2013
Credit Consumers that went through a serious negative life event — such as:
Death of a family member or close friend
Illness in the family
These credit consumers experienced nearly 4 times higher Debt-Related Fraud, prior to this recent survey.
Do NOT respond to any communication requesting your valuable personal data or financial information, such as: credit card or debit card information, etc…
This is called phishing…….
These requests can come in the form of:
Text messages etc…
Here are a few hints how to deal with Identity and Credit Fraud!
Do NOT click on any links
Do NOT offer any information on the phone
Contact your Credit Card Company, Fiduciary Institution or Bank
Order Your Credit Reports from the 3 nationwide credit reporting agencies
Place an Alert Statement
- Equifax – 800-525-6285
- Experian – 888-397-3742
- TransUnion – 800-680-7289
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Be Credit Wise! It is far smarter to take the time to deal with the problem than hoping for the best.